Friday, September 13, 2019

The Signs and Behaviors of Death

I had an extremely unhappy experience a few days ago. It struck my like lightning and unleashed some pain within, was even a hint of guilt.

Why pain and guilt?

I was contacted by a nice young man in his 20’s. He introduced himself and mentioned that his mother had contacted me for some life insurance, contacted me from Facebook – YES SHE DID. She inquired on FridaySeptember 6th, 2019.

He asked a bunch of queries. At first, the queries appeared traditionalhowever he unbroken asking a lot of queries and more questions and that i began to notice this wasn't a conversation concerning insurance. So finally, this can be however the spoken language proceeded;

Me: “Is there one thing wrong?”

Gentleman: “Yes, my mother was died of a massive stroke the day she contacted you. You were the last person she spoke with from what we could tell.

There were an honest ten seconds of silence subsequently exchanged, I felt utterly inundated.

So, currently all the queries that failed to appear traditional created a full heap of sense.

No-one has ever referred to as me with this sort of reportsit absolutely was pretty devastating news to Pine Tree Statehowever I simply unbroken brooding about this gentleman has just lost his mother, his feelings and why he was line.

When I finally came back to my senses, I recalled once my father had passed on, I felt a requirement to “investigate” and figure out the puzzle of– WHAT HAPPENED.

Now, I that I understood the aim of the decision I offered my most sincere condolences. We continued chatting for another ten minutes more or less, he shared with me a number of the behaviors he found throughout his investigation. a lot of of what he shared I additionally experienced with my father.

3) HOW MANY people I actually have SPOKE WITH WERE driven BY FEELINGS OF close PASSING

Read more about Signs, Signals, And Behaviors Of People That Feel Death Is Imminent

Top Companies and Lowest Price Michigan Final Expense Life Insurance

Michigan Final Expense Life Insurance

Live in Michigan and looking to learn about the best and most affordable final expense burial life insurance companies and policies?

You have found a great resource for helping you

Why is working with an experienced independent agent important? It is important because everyone is different, an experienced agent will understand how to pivot to the right carrier for you. Factors for making a decision include health, age, smoking status, budget and other lesser known factors like speeding tickets or even travel plans (believe it or not).

Why is working with an independent agent with 50+ insurance companies important? It is important because EVERY insurance company is different and having the ability to represent the best carrier and the perfect policy FOR YOU will save you a LOT of time and money.

Michigan Final Expense & Burial Life Insurance Agents

Michael can provide quotes and write your policies over the phone, text or by (preferred) video conference.

Michael is available by phone, text, email, video conferencing or even face-to-face in Southeast Michigan (as far north as Flint and as far west as Lansing).

Click or tap a link below to speak with Michael, get more information and receive a hassle-free quote.

NOTE: Your privacy is important, your information is received by and confidential to Michael (and ONLY Michael).

Mike, Michigan Final Expense Insurance Advisor, Agent and Broker

Additional links and information below;
 Michigan Final Expense Info, Facts and FAQ's
 AIG Company and Policy Review
Mutual of Omaha Company and Policy Review

Friday, July 5, 2019

Funeral Insurance Quotes Online

Funeral Insurance Quotes Online

Everybody and their brother advertises that they have funeral insurance quotes, burial insurance quotes or final expense quotes online. Not only that, you will likely read "instant quotes", "guaranteed approval" or even "lowest rates" from nearly every website.

Who should you NOT trust for your funeral insurance quote?

Let's start with who you should NOT trust. You absolutely need to watch out for and not trust the "Lead Vendors". Identifying a lead vendor is not easy for the average person but I can spot them a mile away. I know quite a few of them.

A lead vendor is paid for the lead, some lead vendors will sell the lead to multiple agents and some vendors will even sell your information to a call center. It's an absolutely horrible practice, my personal argument against the lead vendors is that they ruin the world for all the honest agents that just want to do business.

Who should you trust for your funeral insurance quote?

Luckily there are far more reputable, honest and ethical people and companies out there than not. You can start with the brand names if you wish;

  • Mutual of Omaha
  • Foresters
  • AIG
  • Gerber
  • Transamerica
That is a great place to start. One thing to remember is that when you contact the carrier directly, they will be selling to you from one menu, THEIR MENU! So, depending on if you don't mind paying $2.00 for a $1.00 burger, direct from carrier is okay.

On the other hand, you can seek out an independent or a broker. A broker will be able to shop around from multiple carriers, you will be shopping from full menus from multiple restaurants. I like to consider a broker to be like the food court at the mall - you have ALL the restaurants and ALL the menus. Not only do you get to pick what you want, you can pay the lowest price possible.

How to find a reputable broker to get a funeral insurance quote?

I was hoping you would ask that! Modestly speaking, Affordable Final Expense is a great website with reputable brokers that will deliver the perfect policy from the right company at the lowest price. How can they back that up?

  • They represent over 30 carriers, most independents are between 8-12 carriers.
  • They have online quotes for those 30+ companies, complete transparency and you can see which carriers have the best rates.
  • When health conditions are a concern, they have world class comparative quoting tools that they use. Unfortunately, those quoting tools are only accessible by agents and brokers (not the public).

Summary and Takeaway

I highly recommend and suggest that you check out Affordable Final Expense Insurance Quotes Online.

You can also see the listen to the Colonial Penn Review (with Rate Quotes) on YouTube